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	<title> &#187; Personal Finance</title>
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		<item>
		<title>How an IVA can motivate people to become debt free once again</title>
		<link>http://www.moneypains.co.uk/personal-finance/how-an-iva-can-motivate-people-to-become-debt-free-once-again/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/how-an-iva-can-motivate-people-to-become-debt-free-once-again/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 10:19:51 +0000</pubDate>
		<dc:creator>Daisy Galloway</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/?p=8728</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/how-an-iva-can-motivate-people-to-become-debt-free-once-again/">How an IVA can motivate people to become debt free once again</a></p><p>Over the last decade or so an astonishing amount of people have built up large debts in the United Kingdom. Once in this situation people are left fighting with not only their debts but also the stress and pressure which sucks any motivation right out of them. A person with large debts has to deal with various creditors and try to keep making payments on time so that their debts don't increase because of late payment charges. There is something which these people can do to take some of the pressure off and this is called an IVA.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to dig out of debt</title>
		<link>http://www.moneypains.co.uk/personal-finance/how-to-dig-out-of-debt/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/how-to-dig-out-of-debt/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 17:09:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Repercussions]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/how-to-dig-out-of-debt/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/how-to-dig-out-of-debt/">How to dig out of debt</a></p><p>During my online discussions, questions about the best way to handle credit card debt and the repercussions from it still dominate. Here's some advice I gave readers still digging their way out of debt.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance advocate decries use of credit scoring</title>
		<link>http://www.moneypains.co.uk/personal-finance/insurance-advocate-decries-use-of-credit-scoring/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/insurance-advocate-decries-use-of-credit-scoring/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 17:08:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/insurance-advocate-decries-use-of-credit-scoring/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/insurance-advocate-decries-use-of-credit-scoring/">Insurance advocate decries use of credit scoring</a></p><p>Pressure is building on the Conservative government to stop companies from depriving people of home insurance if they have bad credit.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Bad credit sometimes means no home insurance</title>
		<link>http://www.moneypains.co.uk/personal-finance/bad-credit-sometimes-means-no-home-insurance/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/bad-credit-sometimes-means-no-home-insurance/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 17:08:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/bad-credit-sometimes-means-no-home-insurance/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/bad-credit-sometimes-means-no-home-insurance/">Bad credit sometimes means no home insurance</a></p><p>Pressure is building on the Alward government to ban companies from depriving people of home insurance if they have bad credit.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Dodgers Bankruptcy Judge Refuses to Let Team Question Selig</title>
		<link>http://www.moneypains.co.uk/personal-finance/dodgers-bankruptcy-judge-refuses-to-let-team-question-selig/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/dodgers-bankruptcy-judge-refuses-to-let-team-question-selig/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 17:06:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[typeof-window-onload]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/dodgers-bankruptcy-judge-refuses-to-let-team-question-selig/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/dodgers-bankruptcy-judge-refuses-to-let-team-question-selig/">Dodgers Bankruptcy Judge Refuses to Let Team Question Selig</a></p><p>The judge overseeing the Los Angeles Dodgers’ bankruptcy rejected the team’s request to question Major League Baseball Commissioner Bud Selig under oath, saying it wasn’t relevant to the team’s bankruptcy loan.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Tips To Help You Understand Your Car Insurance Policy</title>
		<link>http://www.moneypains.co.uk/personal-finance/five-tips-to-help-you-understand-your-car-insurance-policy/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/five-tips-to-help-you-understand-your-car-insurance-policy/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 10:03:46 +0000</pubDate>
		<dc:creator>Vazha Mishkavilli</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Abbreviation]]></category>
		<category><![CDATA[Abbreviations]]></category>
		<category><![CDATA[Acronyms]]></category>
		<category><![CDATA[Auto Insurance Coverage]]></category>
		<category><![CDATA[automobile]]></category>
		<category><![CDATA[Car Insurance Policy]]></category>
		<category><![CDATA[Disaster]]></category>
		<category><![CDATA[Familiarity]]></category>
		<category><![CDATA[Fault Insurance]]></category>
		<category><![CDATA[Illustration]]></category>
		<category><![CDATA[Insurance Companies]]></category>
		<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Insurance Providers]]></category>
		<category><![CDATA[Low Cost Auto]]></category>
		<category><![CDATA[Low Cost Auto Insurance]]></category>
		<category><![CDATA[Mileage]]></category>
		<category><![CDATA[Motor Vehicle Insurance]]></category>
		<category><![CDATA[Obtaining Insurance]]></category>
		<category><![CDATA[Personal Injury Protection]]></category>
		<category><![CDATA[Personal Policy]]></category>
		<category><![CDATA[Pip]]></category>
		<category><![CDATA[Point In Time]]></category>
		<category><![CDATA[State Coverage]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/?p=8282</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/five-tips-to-help-you-understand-your-car-insurance-policy/">Five Tips To Help You Understand Your Car Insurance Policy</a></p><p>Prior to acquiring car insurance, you need to understand the contents of your policy. There are various concepts and acronyms that are common to motor vehicle insurance that you should understand. Understanding your coverage can save you money, and it may also help you avoid disaster, in the event of an accident.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Declared Bankruptcy? You Can Still be an Authorized User</title>
		<link>http://www.moneypains.co.uk/personal-finance/declared-bankruptcy-you-can-still-be-an-authorized-user/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/declared-bankruptcy-you-can-still-be-an-authorized-user/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 14:40:32 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[authorized-user]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[you-declare]]></category>
		<category><![CDATA[you-still]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/declared-bankruptcy-you-can-still-be-an-authorized-user/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/declared-bankruptcy-you-can-still-be-an-authorized-user/">Declared Bankruptcy? You Can Still be an Authorized User</a></p><p>If you declare bankruptcy can you still be listed as an authorized user on a credit card?</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Underwater home safe from bankruptcy court</title>
		<link>http://www.moneypains.co.uk/personal-finance/underwater-home-safe-from-bankruptcy-court/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/underwater-home-safe-from-bankruptcy-court/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 10:00:00 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[a-trustee-take]]></category>
		<category><![CDATA[house-if-one]]></category>
		<category><![CDATA[one-co-owner]]></category>
		<category><![CDATA[trustee-take]]></category>
		<category><![CDATA[you-still]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/underwater-home-safe-from-bankruptcy-court/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/underwater-home-safe-from-bankruptcy-court/">Underwater home safe from bankruptcy court</a></p><p>Would a trustee take an underwater house if one co-owner files bankruptcy?</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Hamburg, NY Bankruptcy Attorney Dennis C. Gaughan Launches New Website.</title>
		<link>http://www.moneypains.co.uk/personal-finance/hamburg-ny-bankruptcy-attorney-dennis-c-gaughan-launches-new-website/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/hamburg-ny-bankruptcy-attorney-dennis-c-gaughan-launches-new-website/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 07:34:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[connect-with]]></category>
		<category><![CDATA[dennis]]></category>
		<category><![CDATA[get-answers]]></category>
		<category><![CDATA[make-it-easier]]></category>
		<category><![CDATA[recently-launched]]></category>
		<category><![CDATA[their-website]]></category>
		<category><![CDATA[valuable-online]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/hamburg-ny-bankruptcy-attorney-dennis-c-gaughan-launches-new-website/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/hamburg-ny-bankruptcy-attorney-dennis-c-gaughan-launches-new-website/">Hamburg, NY Bankruptcy Attorney Dennis C. Gaughan Launches New Website.</a></p><p>The Hamburg, NY law firm of Dennis C. Gaughan recently launched a website to make it easier than ever to connect with an experienced Bankruptcy lawyer or get answers to basic legal questions.Hamburg, NY July 05, 2011 The Hamburg, NY law firm of Dennis C. </p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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		<item>
		<title>Bankrupt Nortel sells 6,000 patents and patent applications</title>
		<link>http://www.moneypains.co.uk/personal-finance/bankrupt-nortel-sells-6000-patents-and-patent-applications/</link>
		<comments>http://www.moneypains.co.uk/personal-finance/bankrupt-nortel-sells-6000-patents-and-patent-applications/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 09:27:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Book Store]]></category>
		<category><![CDATA[Ericsson]]></category>
		<category><![CDATA[february]]></category>
		<category><![CDATA[six-members]]></category>
		<category><![CDATA[the-consortium]]></category>
		<category><![CDATA[york]]></category>

		<guid isPermaLink="false">http://www.moneypains.co.uk/news/bankrupt-nortel-sells-6000-patents-and-patent-applications/</guid>
		<description><![CDATA[<p><p><a href="http://www.moneypains.co.uk/personal-finance/bankrupt-nortel-sells-6000-patents-and-patent-applications/">Bankrupt Nortel sells 6,000 patents and patent applications</a></p><p>The bankrupt telecoms firm, Nortel, has sold its remaining portfolio of patents to a consortium of six companies for US $4.5 billion. The six members of the consortium are Apple, Microsoft, Sony, Research In Motion, Ericsson, and EMC.</p></p><p><a href="http://www.moneypains.co.uk"> - </a></p>]]></description>
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